Simple Coconut Banana Muffins with Chocolate Chips are moist, flavorful, and quick to make. Ready in about 10 minutes of prep, they freeze well for easy grab-and-go breakfasts.

Last week turned into an unexpected muffin spree at my house. I opened the freezer and realized we’re stocked for a while — and that’s perfectly fine by me.
These Coconut Banana Muffins quickly became a favorite because of the coconut. My husband isn’t a huge coconut fan, which means I get to enjoy more of these myself — a small victory worth celebrating!
Why We Love These Coconut Banana Muffins:
- Minimal prep time. I almost always have ripe bananas and the pantry basics on hand, so these muffins come together quickly — just mash, mix, and bake.
- Freezer friendly. I often freeze half the batch so nothing gets wasted. A quick zap in the microwave from frozen gives you a warm muffin in minutes.
- Tropical, balanced flavor. Coconut adds a refreshing, almost tropical note to classic banana muffins, and chocolate chips make them extra satisfying.

Most of the ingredients are pantry staples. Below are the essentials and step-by-step instructions so you can make these soft, moist muffins at home.
What you need to make these Coconut Banana Muffins:
- Bananas: 3 very ripe bananas (thaw frozen ripe bananas completely before using).
- Egg: 1 large egg at room temperature.
- Oil: 1/4 cup canola oil (or melted coconut oil or melted butter).
- Sugar: 1/2 cup granulated sugar (reduce to 1/3 cup if you prefer less sweet).
- Greek yogurt: 1/3 cup plain or vanilla Greek yogurt.
- Vanilla: 1 teaspoon vanilla extract (optional 1/4 teaspoon coconut extract for extra coconut flavor).
- Sea salt: 1/4 teaspoon (regular salt works too).
- Baking soda: 1 teaspoon, make sure it’s fresh.
- Flour: 1 cup all-purpose flour.
- Coconut: 1 cup shredded, unsweetened coconut.
- Chocolate chips: 1 cup dark, semi-sweet, or your preferred variety (plus extra for topping).

If you’re missing something, it’s likely a quick trip to the store will fix that — but many kitchens already have everything on this list.
Step-by-Step Instructions:
- Preheat the oven to 350°F (175°C).
- In a medium bowl, mash the bananas well; a few small lumps are fine.
- Add the egg and vanilla, then whisk to combine.
- Stir in the oil, Greek yogurt, and sugar until fully incorporated.
- In a separate bowl, whisk together the flour, baking soda, and salt.
- Gradually add the dry ingredients to the wet ingredients in two or three additions, stirring gently until combined.
- Fold in the shredded coconut and chocolate chips.
- Spoon the batter into a prepared 12-cup muffin tin lined with paper liners or well-greased. Spritz liners lightly with oil if desired and top with extra chocolate chips.
- Bake for about 18–20 minutes, or until a toothpick inserted into the center comes out clean.
- Cool the muffins in the tin for 10 minutes, then transfer to a rack. Store in an airtight container for up to 3 days at room temperature or refrigerate up to 5 days. Freeze up to 3 months.
Chef’s Tips:
- Frozen bananas work well. Thawed, previously frozen ripe bananas mash very easily and add great flavor.
- Check your baking soda. Fresh leavening ensures proper rise — expired baking soda often causes flat results.
- Adjust sweetness to taste. Reduce sugar to 1/3 cup if you prefer less sweet muffins; the bananas already contribute natural sweetness.
- Storage and freezing: Store muffins in an airtight container at room temperature for up to 3 days, refrigerate up to 5 days, or freeze for up to 3 months. Reheat from frozen in the microwave for a quick warm snack.

Try these other baked goods:
- White Chocolate Almond Banana Bread
- Pumpkin Chip Banana Bread
- Chocolate Spinach Muffins
- Flourless Peanut Butter Banana Mini Muffins
- Banana Bread Baked Oatmeal
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Coconut Banana Muffins with Chocolate Chips

Ingredients
- 3 very ripe bananas
- 1 cup flour
- 1/2 cup sugar (reduce to 1/3 cup if desired)
- 1 egg
- 1/4 cup oil
- 1/3 cup Greek yogurt, plain
- 1 tsp baking soda
- 1 tsp vanilla
- 1/4 tsp sea salt
- 1 cup shredded coconut, unsweetened
- 1 cup dark chocolate chips, plus more for topping if desired
Instructions
- Preheat oven to 350°F (175°C).
- In a medium bowl, mash bananas well.
- Add egg and vanilla; whisk to combine. Stir in oil, yogurt, and sugar.
- In a separate bowl, mix flour, baking soda, and salt.
- Gradually add the dry ingredients to the wet mixture, stirring until combined.
- Fold in coconut and chocolate chips.
- Divide batter evenly among 12 prepared muffin cups, topping with extra chips if desired.
- Bake 18–20 minutes or until a toothpick inserted into the center comes out clean.
- Cool for 10 minutes before serving. Store in an airtight container for up to 3 days or freeze for up to 3 months.
Notes
- Frozen ripe bananas can be used if fully thawed first; they mash easily.
- Always ensure baking soda is fresh to help the muffins rise properly.
- Reduce sugar to 1/3 cup if you prefer less sweetness.
- Store at room temperature up to 3 days, refrigerate up to 5 days, or freeze up to 3 months.
Nutrition
Nutrition information is an approximation.

